A Clear Look at What This Costs
No hidden fees, no vague estimates — real pricing, real financing options, and a personalized estimate in under a minute.
See Your Estimated Cost
This is a general estimate based on typical cases. Your exact cost depends on your specific anatomy and treatment plan, confirmed at your free consultation and CBCT scan.
Pricing, Per Arch
One straightforward price list — no surprise add-ons once treatment begins.
| Option | What's Included | Fee |
|---|---|---|
| All-Inclusive | Everything through your final zirconia restoration | $25,000–$27,000 |
| Phased — Phase 1 | Implants + same-day fixed teeth | $18,500 |
| Phased — Phase 2 | Final zirconia restoration, when you're ready | $9,500 |
| Phased Total | Slightly more due to provisional coverage throughout | ~$28,000 |
Published starting price: "From $18,500" per arch. Figures reflect a single arch; treating both arches is priced per arch. If you've been quoted a cost by another provider for a bone graft or similar procedure, that figure is third-party pricing and separate from what's listed here — we're glad to review it with you directly.
Financing Options
We work with several financing partners so you can find the plan that fits your situation.
Financing plans built around procedures like this one.
A patient financing option with a fast approval process.
A widely used healthcare credit card accepted for dental treatment.
Other Ways Patients Fund Treatment
Financing through Proceed Finance, Cherry, or CareCredit isn't the only path. Here are other sources patients commonly use — worth discussing with a financial advisor to see what fits your situation.
Family & Friends
Some patients arrange a personal loan or gift from family, often with more flexible terms than a commercial lender.
Home Equity (HELOC)
A home equity line of credit can offer lower interest rates than personal financing, though it uses your home as collateral — worth weighing carefully.
Life Insurance Cash Value
Permanent life insurance policies that have built cash value can sometimes be borrowed against, depending on your policy's terms.
401(k) Loans
Some retirement plans allow loans against your own balance. This has real trade-offs — a financial advisor can help you weigh it against other options.
Credit Unions
Personal loans through a credit union often carry more competitive rates than larger banks or general-purpose credit cards.
Personal Savings
Some patients choose to pay from savings to avoid interest entirely, sometimes combined with the phased option to spread out timing.
This is general information, not financial advice. Each of these options has different tax implications, risks, and terms — we'd encourage you to talk with a financial advisor or your own lender about what makes sense for your situation before deciding.
A Possible Tax Deduction
Medical Expense Deduction
Under current IRS rules, unreimbursed medical and dental expenses — which can include full arch implant treatment — may be deductible to the extent they exceed 7.5% of your adjusted gross income (AGI), if you itemize deductions on Schedule A.
For example, if your AGI is $80,000, the first $6,000 of medical expenses (7.5%) wouldn't qualify, but costs above that amount might be deductible. Many full arch implant patients have enough in medical costs in a single year to clear that threshold.
This is general information, not tax advice, and every situation is different. Please talk with a CPA or tax professional about your specific eligibility — we're glad to provide an itemized receipt for your treatment if that's helpful for your records.
Monthly Payment Estimator
Adjust the sliders to see an estimated monthly payment for a given loan amount, term, and interest rate.
This is a simulator only, for general planning purposes. It is not a loan offer or a quote. Your actual interest rate, term, and monthly payment will be determined by your chosen lender based on your creditworthiness and other factors.
Understanding Your Coverage
Insurance for full arch implants is genuinely case-by-case — here's what's generally true.
Traditional Dental Insurance
Most dental insurance plans provide limited coverage for full arch implant treatment, if any. Some plans contribute toward specific components (like extractions or certain diagnostic imaging). We'll review your specific plan with you and let you know what to realistically expect.
FSA & HSA Funds
Many patients use Flexible Spending Account or Health Savings Account funds toward treatment, since full arch implants generally qualify as an eligible medical expense. Check your specific plan's rules, or ask us for documentation to submit.
Medical Insurance, in Certain Cases
If your tooth loss is related to an accident, injury, or another medical event, medical insurance, auto no-fault (PIP), or workers' compensation may apply. See our dedicated page on Dental Implants After an Accident for details.
We'll Help You Navigate It
Insurance for this kind of treatment is genuinely confusing, even for experienced patients. Bring your insurance information to your consultation and we'll walk through your actual benefits with you — not just a generic answer.
Frequently Asked Questions
The all-inclusive fee covers everything through your final zirconia restoration — consultation, surgery, sedation, same-day teeth, and your final restoration. There's no surprise bill for a "necessary add-on" once treatment begins.
The phased option includes replacement provisionals covered throughout the extended healing period, which accounts for the modest difference. You still get the same final result either way — it's a question of how you'd like to pace the payments.
You're not out of options. Many patients explore other funding paths — see "Other Ways Patients Fund Treatment" below for the routes people commonly use. We're also happy to talk through your specific situation at your consultation.
Possibly, but usually only partially — full arch implant treatment isn't typically a covered benefit under most traditional dental plans. Bring your insurance details to your consultation and we'll give you a straight answer about your specific plan.
Get Your Personalized Cost at a Free Consultation
Your estimate above is a starting point. A free consultation and CBCT scan will give you an exact number for your specific case.
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