Cost & Financing

A Clear Look at What This Costs

No hidden fees, no vague estimates — real pricing, real financing options, and a personalized estimate in under a minute.

Your Estimate

See Your Estimated Cost

Which Arch Do You Need Treated?
One Arch
Upper or lower only
Both Arches
Upper and lower
How Would You Like to Pay?
All-Inclusive
One fee through final zirconia
Phased Option
Fixed smile now, final upgrade later
Estimated Total (All-Inclusive)
$25,000–$27,000
One arch · through final zirconia
One payment

This is a general estimate based on typical cases. Your exact cost depends on your specific anatomy and treatment plan, confirmed at your free consultation and CBCT scan.

Full Transparency

Pricing, Per Arch

One straightforward price list — no surprise add-ons once treatment begins.

OptionWhat's IncludedFee
All-Inclusive Everything through your final zirconia restoration $25,000–$27,000
Phased — Phase 1 Implants + same-day fixed teeth $18,500
Phased — Phase 2 Final zirconia restoration, when you're ready $9,500
Phased Total Slightly more due to provisional coverage throughout ~$28,000

Published starting price: "From $18,500" per arch. Figures reflect a single arch; treating both arches is priced per arch. If you've been quoted a cost by another provider for a bone graft or similar procedure, that figure is third-party pricing and separate from what's listed here — we're glad to review it with you directly.

Ways to Pay

Financing Options

We work with several financing partners so you can find the plan that fits your situation.

Financing plans built around procedures like this one.

A patient financing option with a fast approval process.

A widely used healthcare credit card accepted for dental treatment.

Beyond Our Financing Partners

Other Ways Patients Fund Treatment

Financing through Proceed Finance, Cherry, or CareCredit isn't the only path. Here are other sources patients commonly use — worth discussing with a financial advisor to see what fits your situation.

Family & Friends

Some patients arrange a personal loan or gift from family, often with more flexible terms than a commercial lender.

Home Equity (HELOC)

A home equity line of credit can offer lower interest rates than personal financing, though it uses your home as collateral — worth weighing carefully.

Life Insurance Cash Value

Permanent life insurance policies that have built cash value can sometimes be borrowed against, depending on your policy's terms.

401(k) Loans

Some retirement plans allow loans against your own balance. This has real trade-offs — a financial advisor can help you weigh it against other options.

Credit Unions

Personal loans through a credit union often carry more competitive rates than larger banks or general-purpose credit cards.

Personal Savings

Some patients choose to pay from savings to avoid interest entirely, sometimes combined with the phased option to spread out timing.

This is general information, not financial advice. Each of these options has different tax implications, risks, and terms — we'd encourage you to talk with a financial advisor or your own lender about what makes sense for your situation before deciding.

Worth Asking Your Accountant About

A Possible Tax Deduction

Organized financial documents in a folder with a pen and calendar

Medical Expense Deduction

Under current IRS rules, unreimbursed medical and dental expenses — which can include full arch implant treatment — may be deductible to the extent they exceed 7.5% of your adjusted gross income (AGI), if you itemize deductions on Schedule A.

For example, if your AGI is $80,000, the first $6,000 of medical expenses (7.5%) wouldn't qualify, but costs above that amount might be deductible. Many full arch implant patients have enough in medical costs in a single year to clear that threshold.

This is general information, not tax advice, and every situation is different. Please talk with a CPA or tax professional about your specific eligibility — we're glad to provide an itemized receipt for your treatment if that's helpful for your records.

Plan Your Budget

Monthly Payment Estimator

Adjust the sliders to see an estimated monthly payment for a given loan amount, term, and interest rate.

Calculator and pencil resting on financial planning papers
Loan Amount $25,000
$5,000$60,000
Loan Term 72 months
12 months120 months
Interest Rate (APR) 9.0%
5%25%
Estimated Monthly Payment
$451/mo
Total interest over the term: $7,446

This is a simulator only, for general planning purposes. It is not a loan offer or a quote. Your actual interest rate, term, and monthly payment will be determined by your chosen lender based on your creditworthiness and other factors.

Insurance

Understanding Your Coverage

Insurance for full arch implants is genuinely case-by-case — here's what's generally true.

Traditional Dental Insurance

Most dental insurance plans provide limited coverage for full arch implant treatment, if any. Some plans contribute toward specific components (like extractions or certain diagnostic imaging). We'll review your specific plan with you and let you know what to realistically expect.

FSA & HSA Funds

Many patients use Flexible Spending Account or Health Savings Account funds toward treatment, since full arch implants generally qualify as an eligible medical expense. Check your specific plan's rules, or ask us for documentation to submit.

Medical Insurance, in Certain Cases

If your tooth loss is related to an accident, injury, or another medical event, medical insurance, auto no-fault (PIP), or workers' compensation may apply. See our dedicated page on Dental Implants After an Accident for details.

We'll Help You Navigate It

Insurance for this kind of treatment is genuinely confusing, even for experienced patients. Bring your insurance information to your consultation and we'll walk through your actual benefits with you — not just a generic answer.

Common Questions

Frequently Asked Questions

Is the price really all-inclusive, or are there hidden fees? +

The all-inclusive fee covers everything through your final zirconia restoration — consultation, surgery, sedation, same-day teeth, and your final restoration. There's no surprise bill for a "necessary add-on" once treatment begins.

Why does the phased total cost slightly more than paying all at once? +

The phased option includes replacement provisionals covered throughout the extended healing period, which accounts for the modest difference. You still get the same final result either way — it's a question of how you'd like to pace the payments.

What if I don't qualify through Proceed Finance, Cherry, or CareCredit? +

You're not out of options. Many patients explore other funding paths — see "Other Ways Patients Fund Treatment" below for the routes people commonly use. We're also happy to talk through your specific situation at your consultation.

Will my dental insurance cover any of this? +

Possibly, but usually only partially — full arch implant treatment isn't typically a covered benefit under most traditional dental plans. Bring your insurance details to your consultation and we'll give you a straight answer about your specific plan.

Ready for Real Numbers?

Get Your Personalized Cost at a Free Consultation

Your estimate above is a starting point. A free consultation and CBCT scan will give you an exact number for your specific case.

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